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Reviewing for Potential UDAAP Issues

Reviewing for Potential UDAAP Issues

Reviewing For Potential Unfair, Deceptive, Abusive Acts and Practices (UDAAP) Issues: On March 8, 2023, the CFPB issued a special edition of their Supervisory Highlights publication to highlight issues noted at financial institutions and servicers regarding junk fees....

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Hot Topics in Fair Lending pt. II- Appraisal Bias

Hot Topics in Fair Lending pt. II- Appraisal Bias

In Part I of this multi-part Fair Lending article, we considered the topic of Redlining. In Part II, we’ll consider one of the newer Fair Lending hot topics – Appraisal Bias. Appraisal Bias is the practice of an independent appraiser placing a value on a property...

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