M&M Consulting, LLC. 13th Annual Compliance School

When

September, 20-23, 2022

Where

Double Tree by Hilton

11 Beaver St. Milford, MA 01757

Cost

$550.00*

*Includes e-workbook, continental breakfasts, lunches, snacks, and two networking social hours along with guest speakers.

Accreditation

23.75 CRCM, 6.5 CAFP credits

 

Schedule of Events

Tuesday, September 20th

Time Schedule of Events
8:00 – 9:00 Registration
9:00 – 9:15 Opening Remarks
9:15 – 10:45

Fair Lending

  • Combatting Redlining
  • Digital Models and Artificial Intelligence
  • Review of Recent CFPB Statements
10:45 – 11:00 Break
11:00 – 12:00

Small Business Lending Data Collection

  • Section 1071 of the Dodd-Frank Act
  • Covered Financial Institutions and Applications
  • Data Collection, Reporting, and Timing
  • Recordkeeping Requirement and Data Access Limitations
12:00 – 1:00 Lunch Break
1:00 – 1:45

HMDA (Reg. C)

  • HELOC Reporting
  • Common Exceptions and Troubleshooting
  • Analysis of Certain Data Fields
1:45 – 3:15

Community Reinvestment Act

  • PPP Loans
  • CRA Reform
3:15 – 3:30 Break
3:30 – 4:30

Equal Credit Opportunity Act/Fair Housing Act

  • What is Discrimination
  • Technical Requirements
  • Reg. B and HMDA
  • Reg. B and FCRA
5:00 – 6:00 Networking Social Hour

Wednesday, September 21st

Time Schedule of Events
8:00 – 9:00 Registration
9:00 – 10:00

BSA/AML

  • Status of Anti-Money Laundering Act of 2020
  • Cannabis-Related Banking
  • Common Deficiencies
10:00 – 11:00

Blockchain, FinTech and Cryptocurrency

  • Blockchain Technology Basics
  • Understanding Cryptocurrency
  • FinTech Digital Transformation and Financial Services
  • Regulatory Environment
11:00 – 11:15 Break
11:15 – 12:00

Overdraft Protection

  • Regulatory Overview
  • Recent Consumer Litigation
  • Best Practices
12:00 – 1:00 Lunch
1:00 – 2:30

Unfair, Deceptive, Abusive Acts of Practices (UDAAP)

  • Regulatory Updates
  • Regulatory Issues
  • Compliance Management
2:30 – 3:30

Electronic Funds Transfer (Reg. E)

  • Regulatory Overview
  • Updated FAQs
  • Common Exceptions
3:30 – 3:45 Break
3:45 – 4:45

Suspicious Activity Reports

  • How SARs reach the U.S. Attorney’s Office
  • SAR Review Committee Structure and Review Process
  • Proactive Searches Outside of the SAR Review Process
  • What Law Enforcement is Looking for in the Narrative
  • Tips to Enhance the Narrative and Other Data Fields to Increase Clarity and Search Functionality
4:45 – 6:00  

Thursday, September 22nd

Time Schedule of Events
8:00 – 9:00 Registration
9:00 – 10:15

Cyber Security

  • Protection of Data
  • Social Engineering
  • Ransomware
10:15 – 10:30 Break
10:30 – 11:30

Climate Related Risk

  • Elements of Climate Related Risk
  • Commercial Credit
  • Commercial Policy
  • Geography Considerations
  • Underwriting Enhancements
11:30 – 12:00

Risk Management in Commercial Lending

  • Exception lending Management
  • Five Basic Elements to Track
  • CRE Stress Testing Consideration
12:00 – 1:00 Lunch
1:00 – 2:00

Cash Management Services: An Operations Auditor’s Perspective

  • The market opportunity for cash management services for community institutions
  • Maturity model for starting and growing cash management services
  • An internal auditor’s perspective: growing pains, pitfalls, and avoiding things that could go wrong
  • Control best practices
2:00 – 2:30 Break
2:30 – 4:00

Safety and Soundness Concerns – Current Issues Regarding Commercial Credit Risk

  • Managing Growth of the Commercial Portfolio
  • Emerging Concentrations Considered at Risk
  • Commercial Loan Structures
  • Speculative Lending Structure
  • Covenant Structure
  • Resource Management

Registration

* If you are attending all three day’s, please fill in Day 1, 2, and 3 attendee information with your name. If an individual will be attending in your place, please provide the employee who will be taking your place, and select which day they will be attending.