Schedule
Monday - September 18th
- 8:00 – 9:00
-
- Registration
- 9:00 – 9:15
- Opening Remarks
- 9:15 – 10:45
- Fair Lending
- Background
- Current Regulatory Environment
- Technical Elements of ECOA/FHA
- Data Analysis Expectations
- Risk Assessment Elements
- Fair Lending
- 10:45 – 11:00
- Break
- 11:00 – 12:00
- HMDA – Are You Getting it Right?
- Regulatory Updates to HMDA, including the Current Thresholds or Reporting.
- New to Reporting? Common Pitfalls to Watch For!
- HMDA Reportable (and Not Reportable) Transactions.
- Commercial Department HMDA Impact, Including Omissions Testing.
- Loan Purpose – Scenarios and Discussion.
- How-to High-Level Scrub Your LAR.
- Importance of Procedures and Identifying Source Documents.
- Common Mistakes and Q&A.
- HMDA – Are You Getting it Right?
- 12:00 – 1:00
- Lunch
- 1:00 – 2:30
- Dodd-Frank 1071 – Small Business Lending Data Collection
- Hear an overview of the Small Business Lending Rule!
- What does the Small Business Lending Rule mean to you!
- Regulatory expectations on the Small Business Lending Rule!
- How will that data be used?
- Tips for achieving regulatory compliance!
- Dodd-Frank 1071 – Small Business Lending Data Collection
- 2:30 – 2:45
- Break
- 2:45 – 4:00
- Community Reinvestment Act
- Assessment Areas – your most important CRA decision
- Why are AA’s so important
- What is “performance context”
- The implications for performance expectations and results
- AA Do’s and Don’ts
- REMA’s for fair lending purposes
- What is a “REMA”
- Why are REMA’s so important
- How are REMA’s defined
- How are REMA’s used for redlining?
- Assessment Areas – your most important CRA decision
- Community Reinvestment Act
- 5:00 – 6:00
- Networking Social Hour
- 6:00 – 8:00
- Dinner
Tuesday - September 19th
- 8:00 – 9:00
-
- Registration
- 9:00 – 10:30
- Unfair, Deceptive, Abusive Acts or Practices (UDAAP)
- Core Concepts
- Identifying Potential Violations
- Special Focus on:
- Fee Structures
- Overdraft Programs
- Unfair, Deceptive, Abusive Acts or Practices (UDAAP)
- 10:30 – 10:45
- Break
- 10:45 – 12:00
- BSA/AML
- AML Act of 2020 Update
- Suspicious Activity Monitoring
- Importance of Risk Assessment
- Regulatory Developments and Focus
- BSA/AML
- 12:00 – 1:00
- Lunch
- 1:00 – 1:45
- Regulation DD – Truth in Savings
- Initial Disclosures
- Overdrafts
- Advertising –
- Rates and APY
- Bonuses and Triggering Terms
- Regulation DD – Truth in Savings
- 1:45 – 2:45
- Compliance Management Systems (CMS)
- CMS Elements
- Regulatory Change Management
- Complaint Management
- New Product/Service/Delivery Channel Build-out
- Compliance Management Systems (CMS)
- 2:45 – 3:00
- Break
- 3:00 – 4:00
- Bank and Financial Institution Fraud
- Regulatory Focus
- Fraud Trends
- Risks
- Controls and Consumer Protection
- Bank and Financial Institution Fraud
Wednesday - September 20th
- 8:00 – 9:00
-
- Registration
- 9:00 – 10:15
- Commercial Loan Hot Topics and Compliance
- Regulation B
- Appraisal Procedures
- Regulation O
- Dodd-Frank
- HVCRE
- Environmental Considerations
- Commercial Workout
- Commercial Loan Hot Topics and Compliance
- 10:15 – 10:30
- Break
- 10:30 – 12:00
- Climate Related Risk
- Intro to Climate Risk
- Regulatory Environment
- Climate Risk Channels (Physical and Transition)
- Climate Risk identification and mitigation
- Climate Risk Assessment
- Climate Related Risk
A full schedule with times and speaker information will be published shortly. Continuing education credits will also be posted.