Schedule

Monday - September 18th
  • 8:00 – 9:00
    • Registration
  • 9:00 – 9:15
    • Opening Remarks
  • 9:15 – 10:45
    • Fair Lending
      • Background
      • Current Regulatory Environment
      • Technical Elements of ECOA/FHA
      • Data Analysis Expectations
      • Risk Assessment Elements
  • 10:45 – 11:00 
    • Break
  • 11:00 – 12:00
    • HMDA – Are You Getting it Right?
      • Regulatory Updates to HMDA, including the Current Thresholds or Reporting.
      • New to Reporting? Common Pitfalls to Watch For!
      • HMDA Reportable (and Not Reportable) Transactions.
      • Commercial Department HMDA Impact, Including Omissions Testing.
      • Loan Purpose – Scenarios and Discussion.
      • How-to High-Level Scrub Your LAR.
      • Importance of Procedures and Identifying Source Documents.
      • Common Mistakes and Q&A.
  • 12:00 – 1:00
    • Lunch
  • 1:00 – 2:30 
    • Dodd-Frank 1071 – Small Business Lending Data Collection
      • Hear an overview of the Small Business Lending Rule!
      • What does the Small Business Lending Rule mean to you!
      • Regulatory expectations on the Small Business Lending Rule!
      • How will that data be used?
      • Tips for achieving regulatory compliance!
  • 2:30 – 2:45
    • Break
  • 2:45 – 4:00
    • Community Reinvestment Act
      • Assessment Areas – your most important CRA decision
        • Why are AA’s so important
        • What is “performance context”
        • The implications for performance expectations and results
        • AA Do’s and Don’ts
      • REMA’s for fair lending purposes
        • What is a “REMA”
        • Why are REMA’s so important
        • How are REMA’s defined
        • How are REMA’s used for redlining?
  • 5:00 – 6:00
    • Networking Social Hour
  • 6:00 – 8:00 
    • Dinner
Tuesday - September 19th
  • 8:00 – 9:00 
    • Registration
  • 9:00 – 10:30
    • Unfair, Deceptive, Abusive Acts or Practices (UDAAP)
      • Core Concepts
      • Identifying Potential Violations
      • Special Focus on:
        • Fee Structures
        • Overdraft Programs
  • 10:30 – 10:45
    • Break
  • 10:45 – 12:00
    • BSA/AML
      • AML Act of 2020 Update
      • Suspicious Activity Monitoring
      • Importance of Risk Assessment
      • Regulatory Developments and Focus
  • 12:00 – 1:00
    • Lunch
  • 1:00 – 1:45
    • Regulation DD – Truth in Savings
      • Initial Disclosures
      • Overdrafts
      • Advertising –
        • Rates and APY
        • Bonuses and Triggering Terms
  • 1:45 – 2:45
    • Compliance Management Systems (CMS)
      • CMS Elements
      • Regulatory Change Management
      • Complaint Management
      • New Product/Service/Delivery Channel Build-out
  • 2:45 – 3:00
    • Break
  • 3:00 – 4:00
    • Bank and Financial Institution Fraud
      • Regulatory Focus
      • Fraud Trends
      • Risks
      • Controls and Consumer Protection
Wednesday - September 20th
  • 8:00 – 9:00 
    • Registration
  • 9:00 – 10:15
    • Commercial Loan Hot Topics and Compliance
      • Regulation B
      • Appraisal Procedures
      • Regulation O
      • Dodd-Frank
      • HVCRE
      • Environmental Considerations
      • Commercial Workout
  • 10:15 – 10:30
    • Break
  • 10:30 – 12:00
    • Climate Related Risk
      • Intro to Climate Risk
      • Regulatory Environment
      • Climate Risk Channels (Physical and Transition)
      • Climate Risk identification and mitigation
      • Climate Risk Assessment

A full schedule with times and speaker information will be published shortly. Continuing education credits will also be posted.