2022 CRA NPR: A 5‐Alarm Fire in the Making for Banks

2022 CRA NPR: A 5‐Alarm Fire in the Making for Banks

Dear Banker, Readers and reviewers of the 2022 joint CRA NPR issued by the bank regulators on May 5 may be overwhelmed by the long (679 pages) and complex proposed rule-making document. Just trying to grasp the proposal is a daunting task. For sure, the NPR does...
Overdraft Fees

Overdraft Fees

In the headlines! While perhaps overshadowed by more pressing current events, overdraft fees have had their fair share of press lately.  They are a hot topic on the minds of regulators, consumers, and financial institutions.  So, what is happening to bring this...
Moving into New States

Moving into New States

We are on the move! Dean Stockford President/CEO of M & M Consulting, LLC announced late last week that M & M Consulting, LLC has expanded into the great States of New Jersey and Pennsylvania. We are expanding into these markets in order to meet the growing...
Welcome from the President and CEO

Welcome from the President and CEO

Hello, My name is Dean Stockford and I’m the President/CEO of M & M Consulting, LLC. I want to take a minute and say hello and introduce you to our new blog community on our website. On behalf of myself and the entire M & M team, I want you to know that we’re...