16th Annual Compliance and Risk Conference

Dean is the firm’s President & CEO and joined M&M Consulting in 2001. He has more than 25 years of progressive responsibility in financial/banking institutions. He has served as one of the firm’s most senior regulatory compliance and Bank Secrecy Act consultants for the past 17 years. His areas of expertise include consumer compliance, Fair Lending, BSA/AML/OFAC, internal audit, commercial loan review, credit analysis, human resources, and enterprise risk management. His most recent position before M&M was Chief Operating Officer of York County Federal Credit Union with full compliance and operational responsibilities. He also served as Vice President and Branch Administrator of Augusta Federal Savings Bank, Loan Officer/Workout Officer for Androscoggin Savings Bank and Chief Operating Officer of Bank Management Group. Dean holds a BS degree in General Management & Finance from Thomas College and a master’s in economics.

Andrea is a partner of Practus, LLP. She is a knowledgeable consumer finance/bank regulatory/privacy lawyer with over 15 years of experience as a regulator and counsel to both state and federally chartered banks. She has a passion for helping her clients launch innovative products and solve their most complex problems. Concentrating on consumer finance, bank regulatory and privacy matters, Andrea has a deep understanding of the unique challenges clients face, and guides them through the process with clear communication and focus. With a degree in Equine Business Management, she also has a passion for horses and enjoys practicing in equine law. Prior to joining Practus, Andrea served as a Shareholder with a large Maine law firm and Senior Counsel to the credit card and merchant solutions team and head of legal fair lending for a top 10 bank.

Alison is the Vice President, Compliance & CRA Officer for Hometown Financial Group, a multi-bank holding company headquartered in Massachusetts. Prior to joining Hometown Financial Group, she ran a full-service law office in Amherst, Massachusetts with a focus on Real Estate, Small Business, and Estate Planning.  She earned a bachelor’s degree from Bard College at Simon’s Rock, a juris doctorate from Western New England School of Law, and a master’s in business administration from UMass Amherst’s Isenberg School of Management. She holds the designation of Certified Regulatory Compliance Manager (CRCM) and graduated from the New England School of Financial Studies with honors. Alison is very active in the community, serving as President of the Board of Directors of the Easthampton Community Center, a Loan Committee member of the Worcester Community Housing Resources, a member of the Western Massachusetts Mortgage Loan Review Board, and an Executive Committee member of the Brockton Housing Partnership.

Marcy is the firm’s Executive Vice President of Compliance responsible for overseeing the Compliance division and is one of the firm’s most senior Compliance Consultants. Marcy has over 15 years of banking experience and has been with M&M since 2013. She has significant experience and knowledge of the Bank Secrecy Act and Anti Money Laundering practices, including automated Anti-Money Laundering systems. Marcy previously worked for the State of Maine Bureau of Financial Institutions, where she served as a Bank Examiner examining banks and credit unions for both Compliance and Safety and Soundness. She also brings practical banking experience having worked at TD Bank North. Marcy holds a Bachelor’s degree in Business Administration from the University of Maine at Fort Kent.

Keith joined M&M Consulting in 2020.  Keith has nearly 20 years of experience within the financial services industry serving in many different roles. His experience includes five years at a public accounting firm as a senior accountant where he conducted audits of Maine based financial institutions. He also served as the accounting manager for a large manufacturing company in southern Maine. Keith is a Certified Public Accountant (CPA) and holds a Bachelor of Science degree in Business Management from Robert Morris University and earned an Accounting Certificate from the University of Southern Maine.

Andrew is one of the firm’s consultants specializing in commercial loan review and portfolio management practices.  Andrew has over 35 years’ banking experience and has been with M&M for more than 12 years.  He came to M&M with over 25 years of community banking experience including SVP of Credit Administration for a community savings bank.  During his career, he has accumulated 16 years of commercial loan analysis experience.  He has utilized his business/financial knowledge by serving numerous nonprofit organizations over the years such as United Way, Franklin County Extension, and The Genesis Community Loan Fund.  He has also been active as a member of several committees for the Maine Bankers Association.

Alena joined M&M as a Compliance Consultant in 2020.  She has more than 20 years of retail banking experience at a variety of financial institutions.  Most recently, Alena was part of a regional leadership team where she was responsible for operations and compliance oversight of the retail branches.  During this role Alena examined branch performance of policies, procedures and regulations which included evaluating AML/BSA knowledge and execution among the frontline employees.  She holds a bachelor’s degree in business from Southern New Hampshire University as well as a Certificate in Lending Compliance through the American Bankers Association.

Nin joined M&M Consulting as an audit consultant in 2025. Nin has nearly 25 years of experience in the Banking industry in various roles including teller, loan servicing representative, Vice President of Collections, and most recently, Vice President of Fraud and Audit Manager. She is a Certified Fraud Examiner, a member of the International Association of Financial Crimes Investigations (IAFCI), and holds a bachelor’s degree in business management from Granite State College.