16th Annual Compliance and Risk Conference

Schedule

Please see below for the completed schedule for this year’s Compliance and Risk Conference.

* Please note that the topics listed below are tentative and may be modified, updated, or replaced at any time without prior notice. Changes may be made to better reflect the needs of the audience and to accommodate new developments.

Monday, September 8th
Time Schedule Presenter
8:00 – 9:00 Registration  
9:00 – 9:45

Opening Remarks

  • Piloting an Uncertain Regulatory Environment
  • Evolving Regulatory Scrutiny on Issue Tracking and Remediation
  • Financial Resilience in 2025 Heading Into 2026
  • Focus on Internal Controls and non-Financial Risks:
    • Operations and Cyber
    • Artificial Intelligence
    • AML/Fraud
    • Third Party Oversight
  • What’s Next
 Dean Stockford
9:45 – 10:45

Fair Lending

  • Defining and Understanding Fair Lending
  • Data Integrity and Validation
  • Monitoring the Metrics
  • Self-Assessments
  • Risk-Assessments
  • Next Steps
 Alison Tower
10:45 – 11:00 Break  
11:00 – 12:00

Residential Lending Compliance – Common Audit Issues

  • TRID Disclosures
  • ARM Disclosures and Indexes
  • HELOC Disclosures
  • Flood Insurance Hot Topics
 Dean Stockford
12:00 – 1:00 Lunch Break  
1:00 – 1:45

From Application to Notification

  • Reg. B & Reg. V Requirements
  • Adverse Action Notices
  • Common Audit/Exam Issues
  • Best Practices
 Marcy Farrin
1:45 – 2:45

Lessons Learned from the 2023 CRA Rule

  • Loan volume adequacy alternative to the AA Ration Test – potential viable option for community banks with regional or national model
  • How regulators calibrate lending performance under the geographic dispersion test
  • How regulators calibrate lending performance under the borrower characteristics test
  • Consumer Loans under CRA
  • Why small bank should (voluntary or otherwise) report under CRA
  • The 2024 CRA repeal: Don’t drop your guard
  • Disparate Impact is gone but Disparate Treatment is here to stay
 Len Suzio
2:45 – 3:00 Break  
3:00 – 4:00

Commercial Lending: Risk Management

  • Recent Exam Topics
  • Quantifying Commercial Loan Portfolio Risk
  • Traditional Qualitative Elements
  • Pools of Potential Hidden Risk

Andrew Sturtevant
4:30 – 5:30

Social Hour

 
Tuesday, September 9th
Time Schedule Presenter
8:00 – 9:00 Registration  
9:00 – 9:45

BSA/AML/OFAC

  • Anti-Money Laundering Act of 2020 (AML Act) Update
  • Current state of digital regulations and their impact on the financial industry
  • Areas of regulatory scrutiny and hot topics for the regulators
  • Recent Enforcement Actions
 Ana Maguire
9:45 – 10:30

Fraud

  • Check Washing and How it Happens
  • Positive Pay Benefits and Correct Usage
  • Verafin – Modules
  • Pig Butchering and How it Applies
  • Fun Stuff You Can Buy Online – Cords and more… Hacker Style? What does it mean to me?
  • Imposter Fraud – Spoofed Phone Numbers and Customer Education
  • Collection Efforts – What I can Do to Get the Funds Back and Consumer Collection Laws
  • Disclosures – Court Cases and How You Can Shift Liability
 Nin Onos
10:30 – 10:45 Break  
10:45 – 11:15

Embracing Technical Risk Management Breaking Down the 360-degree Approach to Risk Management

  • Advanced Technologies and “how best to engage”
    • Knowing when to engage
    • Avoiding bleeding edge
  • Building a Risk Culture
    • Adopt a strong team mentality
    • Build an ego-free island -Trith and Logic share the throne
  • Strategy Development for Cyber and Network Risks
    • Don’t get lost in your own brilliance
    • Hire to fill all the weaknesses
  • Developing and Continuing with Workforce Advancement
    • Understanding the pace of required learning for technicians
    • Identifying qualified “tunnels” of expertise to maintain pace with technology advancements
 Jon Perkins
11:15 – 12:00

Deposit Compliance

  • Regulatory Changes and/or Hot Topics
  • Common Audit Issues
  • Recent Enforcement Actions
  • Best Practices
 Alena Weiss
12:00 – 1:00 Lunch  
1:00 – 2:00

FIDICIA

  • History of FDICIA
  • Thresholds and Requirements
  • Audit Committee Responsibilities
  • Management Responsibilities
  • Auditor Responsibilities
  • Best Practices and Common Pitfalls
 Keith Denecker
2:00 – 2:45

Dancing with Digital Banking – It’s not your mama’s dance anymore!

  • Artificial Intelligence
    • Regulatory Guidance
    • Practical realities of using AI in compliance and risk management
  • Federal Legislative update
    • GENIUS and STABLE Acts, what’s the current status
    • Why as a community bank risk manager you care
  • Digital Banking Agreements – Updates you should consider to help control risk
 Andrea Shaw
2:45 – 3:00 Break  
3:00 – 4:00

Panel Discussion

The audience will have the chance to present the panelists with risk management questions. Topics for discussion are:

  • Impact on community financial institutions form recent regulatory updates including best practices for implementation and/or monitoring of these changes.
  • Common compliance errors or areas of confusion.
  • Successful risk management programs – including how to effectively communicate with Boards, Senior Management, Auditors, and Examiners.
  • What’s on the horizon for 2026 and how to prepare for it.

Other risk management topics as questions will be provided by the audience.

Moderator: 

Alena Weiss

Panelists:

Alison Tower

Keith Denecker

Andrew Sturtevant

Len Suzio